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Medicare Advantage vs. Original Medicare: Which Is Right for You?
Choosing the right Medicare plan for your retirement can be daunting. With two primary options—Original Medicare and Medicare Advantage—it's important to understand their distinct benefits and how they align with your healthcare needs. In this blog, we’ll compare...
The Importance of a Medicare Annual Review
As a Medicare beneficiary, taking the time to review your Medicare plan each year is crucial for ensuring that you have the best coverage for your needs. With changes in your health, plan options, and healthcare costs, an annual review can help you avoid unexpected...
The Rising Importance of Mental Health Coverage in Health Insurance
In recent years, mental health awareness has gained significant traction, yet many people remain unaware of the extent of coverage provided by their health insurance plans for mental health services. At Brooks & Brooks Insurance Agency, we believe it’s crucial to...
Maximizing Your Over-the-Counter (OTC) Benefits: A Smart Way to Save on Everyday Health Essentials
Did you know that your Medicare Advantage plan may include Over-the-Counter (OTC) benefits? These benefits allow you to save money on essential health and wellness products—things you use every day, from pain relievers to vitamins, without dipping into your own...
How to Qualify for Extra Help with Medicare (Low-Income Subsidy)
If you're a Medicare beneficiary struggling to afford prescription drug costs, you might qualify for Extra Help, also known as the Low-Income Subsidy (LIS). This federal program can reduce your Medicare Part D premiums, deductibles, and copayments, and in some cases,...
Understanding the Inflation Reduction Act 2025: Why You Need an Insurance Agent More Than Ever
With 2025 just around the corner, major updates to Medicare are on the horizon, thanks to the Inflation Reduction Act. This law aims to lower healthcare and prescription drug costs, providing much-needed relief for seniors and low-income individuals. However, these...
The Importance of Preventive Care: How Health Insurance Helps You Stay Healthy
What is Preventive Care? Preventive care includes health services like check-ups, screenings, and immunizations that help prevent illnesses before they start. These services are designed to keep you healthy and catch any potential health issues early when they are...
Understanding Medicare Insurance: A Comprehensive Guide
Navigating Medicare insurance can be a daunting task, especially if you’re new to the system or nearing eligibility. With so many options and nuances, it’s crucial to understand what Medicare offers and how to make the most of your coverage. Here’s a breakdown of...
The Benefits of Life Insurance: Why It’s a Must-Have
At Brooks & Brooks Insurance Agency, we understand that life is full of uncertainties. While we can’t predict the future, we can help you prepare for it. One of the most important steps you can take to protect your loved ones is by securing life insurance. Here’s...
Understanding Health Insurance: A Comprehensive Guide
Blog- Health Insurance by Ebony BrooksHealth insurance is not just a critical component of financial planning; it’s a cornerstone of your overall well-being and security. Imagine it as your safety net, offering peace of mind and shielding you from the unpredictable...