Blog
Why Health Insurance Matters for Service Industry Workers
Working in the service industry as a waitress, cook, or cashier is incredibly rewarding. You get to connect with people, work as part of a team, and create memorable experiences for customers. However, these roles can also come with unique challenges, especially when...
New to the Health Insurance Marketplace? Here’s What You Need to Know
If you're new to the Health Insurance Marketplace, welcome! It’s a one-stop shop designed to help you explore, compare, and choose health insurance plans. Whether you're searching for individual coverage or a family plan, here’s a beginner-friendly guide to navigating...
The Top 5 Mistakes to Avoid During Medicare Enrollment
Navigating Medicare enrollment can be overwhelming, especially with the many coverage options available. While selecting a plan that fits your health needs and budget is the goal, some common missteps can lead to unexpected costs or inadequate coverage. Here are the...
How to Navigate Health Insurance When You’re Self-Employed
Navigating health insurance can be challenging when you're self-employed, but it's crucial for financial security and peace of mind. Here's a structured approach to help you understand and manage your health insurance needs: Understanding Your Options 1. Marketplace...
Medicare Advantage vs. Original Medicare: Which Is Right for You?
Choosing the right Medicare plan for your retirement can be daunting. With two primary options—Original Medicare and Medicare Advantage—it's important to understand their distinct benefits and how they align with your healthcare needs. In this blog, we’ll compare...
The Importance of a Medicare Annual Review
As a Medicare beneficiary, taking the time to review your Medicare plan each year is crucial for ensuring that you have the best coverage for your needs. With changes in your health, plan options, and healthcare costs, an annual review can help you avoid unexpected...
The Rising Importance of Mental Health Coverage in Health Insurance
In recent years, mental health awareness has gained significant traction, yet many people remain unaware of the extent of coverage provided by their health insurance plans for mental health services. At Brooks & Brooks Insurance Agency, we believe it’s crucial to...
Maximizing Your Over-the-Counter (OTC) Benefits: A Smart Way to Save on Everyday Health Essentials
Did you know that your Medicare Advantage plan may include Over-the-Counter (OTC) benefits? These benefits allow you to save money on essential health and wellness products—things you use every day, from pain relievers to vitamins, without dipping into your own...
How to Qualify for Extra Help with Medicare (Low-Income Subsidy)
If you're a Medicare beneficiary struggling to afford prescription drug costs, you might qualify for Extra Help, also known as the Low-Income Subsidy (LIS). This federal program can reduce your Medicare Part D premiums, deductibles, and copayments, and in some cases,...
Understanding the Inflation Reduction Act 2025: Why You Need an Insurance Agent More Than Ever
With 2025 just around the corner, major updates to Medicare are on the horizon, thanks to the Inflation Reduction Act. This law aims to lower healthcare and prescription drug costs, providing much-needed relief for seniors and low-income individuals. However, these...